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The Credit Score Trap: How Britain's Financial System Is Designed to Keep Poor People Poor

The Credit Score Trap: How Britain's Financial System Is Designed to Keep Poor People Poor

Credit scoring algorithms systematically penalise renters, gig workers, and residents of deprived areas, creating a digital caste system that locks millions out of fair financial access. While lenders profit from this discriminatory architecture, working families face a rigged game where geography and housing tenure matter more than payment history.